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Financial updates

October 23rd, 2016 at 04:14 am

I get paid again in about a week (I get paid once a month)so I want to make sure I am staying on track for October.

I have been paying tuition out of pocket, and this last semester I just put on my credit card so I wouldn't take from cash savings. Now I just have to pay it back. In order to do that within the next few months I need to divert my long-term savings (this is separate from retirement savings). I hate to do that, though. I really like watching that savings grow! But it is foolish to pay interest on a card just to keep adding to savings. As soon as the card is paid off I can again put that money towards savings.

Another reason why I still have a balance on my credit card is that I haven't rented out my condo yet. I was doing work on it this summer, and of course enjoying it. Last night I listed it on Craigslist, and will probably list it on another site next week if I get no bites. I have actually had good luck with finding a tenant on Craigslist in the past. I think it's because it's such a tiny place, it's geared for a single person and not a family who might be looking through a realtor.

So when the condo gets rented the money I was putting towards condo expenses can then go towards my credit card. When the credit card is paid off and the condo is rented I can make some serious progress forward again. Sigh, just in time for my oldest DD to start college...

Onto a smaller victory, we ate at home most nights this week. The exception was for a restaurant fundraiser my daughter's school was having, so we ordered 'to go' and ate at home. Last night I was feeling very lazy (I'm kind of lazy, this is one of my weaknesses). I didn't feel like grocery shopping and I wanted to take the girls to eat out. Fortunately, I got myself into "robot mode" and started prepping for the grocery store, with a quick meal in my head to make as soon as I got home. It worked. We saved money from not eating out, and I finished my grocery shopping for the week.

I have planned instead to take the girls to the restaurant for their lunch buffet this afternoon, it's cheaper at lunch time. They serve a delicious Nepalese-Indian buffet. That is food I have not been able to make at home and I haven't found a decent supermarket version of it.

3 Responses to “Financial updates”

  1. rob62521 Says:

    Yay for eating at home most nights. It does make a difference in your food costs, doesn't it? Hope the lunch buffet was as good as you had hoped. It's one way to save money -- lunches are often more reasonable than dinners.

  2. starfishy Says:

    just caught up on your blog and i have to chuckle every time you call yourself "lazy". you are the complete opposite of lazy having accomplished so much over the years in your career, education, raising your kids, etc. amazing! Smile

  3. alice4now Says:

    rob, I think my kids prefer lunches out, too, at night they like to get on their comfy clothes and relax!

    starfishy, thanks for the kind words. I sometimes forget the hard work I do and focus on what I am not doing (I think lots of women do this!)

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