I get paid again in about a week (I get paid once a month)so I want to make sure I am staying on track for October.
I have been paying tuition out of pocket, and this last semester I just put on my credit card so I wouldn't take from cash savings. Now I just have to pay it back. In order to do that within the next few months I need to divert my long-term savings (this is separate from retirement savings). I hate to do that, though. I really like watching that savings grow! But it is foolish to pay interest on a card just to keep adding to savings. As soon as the card is paid off I can again put that money towards savings.
Another reason why I still have a balance on my credit card is that I haven't rented out my condo yet. I was doing work on it this summer, and of course enjoying it. Last night I listed it on Craigslist, and will probably list it on another site next week if I get no bites. I have actually had good luck with finding a tenant on Craigslist in the past. I think it's because it's such a tiny place, it's geared for a single person and not a family who might be looking through a realtor.
So when the condo gets rented the money I was putting towards condo expenses can then go towards my credit card. When the credit card is paid off and the condo is rented I can make some serious progress forward again. Sigh, just in time for my oldest DD to start college...
Onto a smaller victory, we ate at home most nights this week. The exception was for a restaurant fundraiser my daughter's school was having, so we ordered 'to go' and ate at home. Last night I was feeling very lazy (I'm kind of lazy, this is one of my weaknesses). I didn't feel like grocery shopping and I wanted to take the girls to eat out. Fortunately, I got myself into "robot mode" and started prepping for the grocery store, with a quick meal in my head to make as soon as I got home. It worked. We saved money from not eating out, and I finished my grocery shopping for the week.
I have planned instead to take the girls to the restaurant for their lunch buffet this afternoon, it's cheaper at lunch time. They serve a delicious Nepalese-Indian buffet. That is food I have not been able to make at home and I haven't found a decent supermarket version of it.
Financial updates
October 23rd, 2016 at 11:14 am
October 23rd, 2016 at 07:46 pm 1477251976
October 26th, 2016 at 05:19 am 1477459170
October 30th, 2016 at 12:45 pm 1477831534
starfishy, thanks for the kind words. I sometimes forget the hard work I do and focus on what I am not doing (I think lots of women do this!)